LOAN ADVISORYClario Loans
J. P. Nagar, Bengaluru
Loan advisor · Bengaluru
Car, home and personal loans, in one file.
Clario compares banks and NBFCs for you and does the running around. Pick your loan to open its file.
Car loan
New or pre-owned, funded fast so the booking doesn't wait.
From 7.85% · Up to 90% of on-road price
How do you earn?
Home loan
Buy, build or move your existing loan to a lower rate.
From 7.35% · Up to 80% of property value
How do you earn?
Personal loan
Unsecured funds for anything, with no collateral.
From 9.99% · Up to ₹1 crore
Or just read about personal loansSame loan. Two very different months.
Press play to run both months side by side, or tap a page to tear off a day yourself.
20 days sooner with Clario
Illustrative example. Timelines vary by lender, loan and profile.
DAY26Approved, finallyApproved
Done on day 26
DAY6Money in your accountDisbursed
Done on day 6
Rates, plainly.
Every loan is a range across our lending partners. Where you land comes down mostly to your credit score.
Rates checked 10 October 2026
- Car loan7.85–14% · 7 yrs max~9.9%+₹48k vs best₹1 Cr
- Home loan7.35–10.5% · 30 yrs max~8.4%+₹7.8L vs best₹10 Cr
- Personal loan9.99–24% · 5 yrs max~14.65%+₹55k vs best₹1 Cr
A score above 750 and a lender you already bank with usually move you lower. "vs best" is the extra interest on a typical loan of each kind.
Indicative, not an offer. Placement is a typical guide; approval, rate and fees are decided by the lender.
What you'll need.
Five documents, usually already on your phone. Your advisor sends the exact list for your lender and collects them for you.
- PAN card
- Aadhaar card
- Last 3 months' salary slips
- 6 months' bank statements
- Form 16 or latest ITR
- PAN card
- Aadhaar card
- Last 2 years' ITR with computation
- 12 months' bank statements
- GST registration or business proof
Car loan? Also bring
- The dealer's quotation
Home loan? Also bring
- Property papers
- Sale agreement
Fair questions.
The things people ask before they call. Anything else, ask on WhatsApp.
No. Clario is paid by the lending partner once your loan is disbursed. Any processing fee is charged by the lender, and we show it to you before you choose.
No. The eligibility estimate on this site uses only the numbers you enter. A credit check happens only when you choose a lender and apply.
Once your documents are in, car loans usually pay out in about 2 working days and personal loans in about 3. Home loans take around 2–3 weeks, because the lender checks the property's legal papers first.
Often, yes. A rejection usually means the wrong lender, not the wrong borrower. We know which lenders take self-employed income, a thin credit history or an earlier rejection, and we present your case to them properly.
Your details are shared only with the lenders you agree to apply with, and never sold. You can ask us to delete your data at any time.
Do you charge a fee for your service?
No. Clario is paid by the lending partner once your loan is disbursed. Any processing fee is charged by the lender, and we show it to you before you choose.
Will checking my eligibility affect my credit score?
No. The eligibility estimate on this site uses only the numbers you enter. A credit check happens only when you choose a lender and apply.
How fast can I get the money?
Once your documents are in, car loans usually pay out in about 2 working days and personal loans in about 3. Home loans take around 2–3 weeks, because the lender checks the property's legal papers first.
I've been turned down before. Can you still help?
Often, yes. A rejection usually means the wrong lender, not the wrong borrower. We know which lenders take self-employed income, a thin credit history or an earlier rejection, and we present your case to them properly.
Is my information safe?
Your details are shared only with the lenders you agree to apply with, and never sold. You can ask us to delete your data at any time.
LOAN ADVISORYA person on the other end of the line.
One advisor who knows which lenders approve which profiles, and who stays with you until the money lands.
- 01
One advisor, start to finish
One team handles your loan personally, on phone and WhatsApp, from the first conversation to disbursal. No call centres, no ticket numbers.
- 02
Approvals for harder cases
Self-employed, a thin credit history, or turned down before. We know which lenders say yes to which profiles, and we present your case to them properly.
- 03
Better terms through relationships
Years of working with the same banks and NBFCs means we can often negotiate the rate or processing fee, not just pass on the published one.
- 04
Fast at the showroom
Our car-dealer network lets us move car loans quickly, so your booking does not wait on the paperwork.